Community Bank Loan Manager - To 150K Mt. Carmel, IL - Job # 3412
The Symicor Group
Mount Carmel, illinois
Job Details
Full-time
Full Job Description
Community Bank Loan Manager (non-producing) – To $150K Mt. Carmel, IL – Job # 3412
Who We Are
The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!
We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.
The Position
Our bank client is seeking to fill a Community Bank Loan Manager role in the Mt. Carmel, IL market. The successful candidate will be responsible for overseeing the performance of the lending business line to assure successful service delivery and strategy fulfillment.
This position offers a generous base salary of up to $150K and an excellent benefits package. (This is not a remote position)
Community Bank Loan Manager responsibilities include:
Establishes departmental goals, strategies, policies, and procedures that are consistent with overall bank policies, operating objectives, and regulatory requirements.
Works with ALCO to develop and maintain an interest rate structure that harmonizes with overall bank management policies, is competitive, and affords the bank maximum profitability.
Supervises, directs, and guides the activities of loan officers making commercial, agricultural, real estate and consumer loans.
Assists officers with loan requests to the board of directors’ executive loan committee. Reviews for the committee major loans approved at the departmental level.
Authorizes or rejects credit requests exceeding the lending authority of the officer handling the loan application.
Directs the department’s business development activities, leading the team to achieve individual and departmental sales and service goals.
Works with Human Resources to perform the department’s personnel activities, including job assignment, loan officer counseling and training, performance appraisal, and compensation structure.
Works with Marketing to develop, implement, and manage lending service strategies and related marketing plans to ensure the achievement of growth and profitability goals.
Provides detailed information for preparing the department budget including projected loan volume, rate of return, and expenditures. Prepares and reviews reports to compare actual with planned budgetary performance.
Ensures the availability of adequate services and materials to support staff activity.
Maintains professional and community relations to increase the bank’s visibility and new business opportunities.
Analyzes, creates, monitors, and maintains bank loan assets.
Works with Senior Credit Officer to guide repayment and collection activity on bank loan assets.
Conducts debtor meetings, produces recommendations, and follows through as servicing officer on assigned non-accrual loans.
Participates in unified collection activity on previously charged off loans.
Maintains a liaison with local Farm Service Agency (FSA) staff, USDA Rural Development, and with Small Business Administration (SBA) for purchase and administration of guaranteed loans.
Engages or enrolls in a sufficient number of educational schools, seminars, or workshops to maintain adequate competency level in agricultural and commercial lending.
Participates on or leads committees as requested.
Complies with regulations, policies, and procedures related to position, including but not limited to BSA/AML.
Maintains confidentiality of bank and customer information.
Accepts other responsibilities as assigned.
Who Are You?
You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.
You also bring the following skills and experience:
Bachelor of Science in Agronomy, Business, Finance or other related field strongly preferred. Must have lending experience with proven ability to lead a team.
Management skills are required to successfully perform the planning, directing, reporting and administrative responsibilities of this position. Excellent interpersonal and communication skills must be exhibited to positively represent the bank and motivate personnel. Must demonstrate ability to read, analyze, and interpret complex documents, including financial statements and regulatory documents. Working knowledge of Windows, Microsoft Word and Excel required.